Claim support

Six steps, and who does what at each one.

Most sites reduce this to a sentence. Scroll through the actual sequence — the line fills as you go.

01
Something happens
you

Call us first.

Admission, accident, a hospital asking for a card. Call us before the paperwork starts if you can.

02
We take the call
bhumi

One number. A person who knows you.

One number, a person who has your file. No ticket number, no queue.

03
Documents
together

We check every paper before it goes.

We tell you exactly what this insurer needs — discharge summary, bills, ID — and check them before they go.

04
We file and chase
bhumi

We file it, and we chase it.

Submission, follow-up, and the questions insurers ask midway. This is where most people give up alone.

05
Their decision
insurer

The insurer decides. We make sure it's fair.

Approval, part-payment or rejection, under your policy's terms. We don't control this — we make sure it's fair and explained.

06
After
bhumi

We check the amount and explain the result.

If it's short-paid or rejected, we tell you why and what can be contested. If it's settled, we check the amount.

Bhumi assists with the claim. The settlement decision belongs to the insurer, under your policy's terms — we don't promise an outcome we don't control. In our experience turnaround is typically under a month.
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