About Bhumi · Tarnaka, Secunderabad

A brokerage that answers its own phone.

No call centre, no ticket number, no app that forgets you after the premium clears. You get a person who knows which policy you hold and why you chose it.

Bhumi has been advising families in Hyderabad for over eighteen years — long enough that the first customers now send their children.

Years figure as stated by Bhumi. Pending documentary confirmation before publication.

The model has never been complicated. We talk to people ourselves. We work out what the family actually needs — how many people, whose parents, which condition, what the household can hold every year. Then we deal: with the insurer, with the paperwork, with the follow-up nobody enjoys. When a claim comes, we are the ones on the phone.

That is a slower business than a comparison site. It is also the reason people stay. A policy is only worth what it pays when it is needed, and knowing which policy that will be is the whole job.

18+
years in Hyderabad
12
insurers we place through
1
number to call, always

"Your money should buy the right policy — not merely a policy."

Where we end and the insurer begins.

Worth being blunt about, because most of the industry is not.

OURS
Understanding your household before quoting anything.
Narrowing twelve insurers down to the two that suit you, and saying why.
Reading the exclusions out loud before you sign, not after.
Filing, chasing and following up your claim with the insurer.
THE INSURER'S
Issuing the policy and holding the contract.
Setting the premium, the waiting periods and the limits.
Approving, partly approving or rejecting a claim.
The policy wording, which always overrides anything said in conversation.
Bhumi Insurance is an advisory brokerage. We do not underwrite policies and we cannot guarantee an insurer's claim decision. What we can promise is that someone here works the claim with you.
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